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✉️ Email: info@debtsettlement.com

Terms & Conditions

DebtSettlement is committed to providing transparent and secure debt settlement services. These Terms & Conditions explain your responsibilities, our service obligations, payment rules, and how we manage and protect the information you provide while using our platform.

Last updated: January 2026

Terms & Conditions

Last Updated: January 2026

By accessing and using DebtSettlement, you agree to comply with and be bound by the following Terms & Conditions.

Cookies

We use cookies to improve your experience. By using DebtSettlement, you agree to our use of cookies according to our Privacy Policy. Some of our advertising partners may also use cookies.

License

Unless stated otherwise, DebtSettlement, and/or its licensors own all intellectual property rights for content on this website. You may access it for personal use only.

You must not:

  • Copy or republish material
  • Sell, rent, or sub-license material
  • Duplicate or copy content
  • Redistribute content

Comments & Liability

Some sections allow users to post opinions. DebtSettlement, does not pre-screen comments. Comments reflect the views of users only, and we are not liable for them. We reserve the right to remove inappropriate comments.

User Warranties

  • You are entitled to post comments and have necessary licenses.
  • Comments do not infringe third-party rights.
  • Comments do not contain unlawful or offensive material.
  • Comments are not used to solicit business or illegal activity.

Settlement & Payment Terms

  • Settlement percentages at agreement signing remain final.
  • No guaranteed timelines; dependent on client funds.
  • Pre-legal notices reviewed by our team before response.
  • Payments must be made before 7 PM on due dates.
  • Litigation filed by banks is client’s responsibility; advocate support available on direct fees.
  • Refund policies depend on agreement type and timelines.
  • Monthly subscription is non-refundable; missed payments may lead to termination.

Client Obligations

  • Provide accurate debt information and contact details.
  • Notify DebtSettlement, of changes promptly.
  • Follow instructions and provide necessary documents.
  • Comply with settlement offers at or below 60% of enrolled debt.
  • Pay service fees before receipt of settlement.

Most Important Terms & Conditions (MITC)

  • Misuse of advocate numbers may terminate agreements.
  • Settlement advance lapses if client negotiates directly.
  • Partial settlements may affect agreement completion.
  • Clients cannot modify agreement terms after submission.
  • Advance or fees are refundable within 7 days of first payment only.
  • Zero Fees (Settlement Advance) or Service Fee must be decided before agreement submission.
  • Enrollment cancelled if details not provided within 24-48 hours.
  • Not all loans are eligible; subject to credit report review.

Refund Policy

Except for MITC Clause 10, no refunds are applicable once the service starts. If DebtSettlement, fails to obtain settlement, fees will be refunded proportionally.

All payments must be made before 7 PM to avoid auto-termination.

License for Comments

By posting comments, you grant DebtSettlement, a non-exclusive license to use, reproduce, and edit your comments in any format or media.

Contact Information

info@debtsettlement.com

+91 8218582040

+91 8448662874